Fiat to DeFi Payment Merchant

The first money app
you actually own.

Receive. Spend. Save. No bank required.

Remlo lets you receive money from abroad, spend it anywhere, and save smarter — all on one platform that bridges traditional fiat and decentralized finance. No hidden fees. No bank drama. Just your money, your way.

Zero spam. Founding users get priority access + zero fees for life.

You're in. We'll reach out when we launch.

Send Abroad Instantly
DeFi Yield on Savings
Self-Custody Wallet
Zero Hidden Fees
No Bank Account Needed
Non-Custodial
Remlo Dashboard — remlo.io/app
Wallet Connected
Total Balance
$4,820.00
+12.4% this month
Total Received
$18,340
From 6 countries
DeFi Yield Earned
$214.50
5.4% APY active
Recent Activity View all
Received from Ahmad (UAE)
USDC · Via Remlo Pay · 2 min ago
+$1,200.00
Instant
Auto-saved to DeFi Vault
Aave USDC Pool · 5.4% APY
-$500.00
DeFi
Amazon — Online Purchase
Remlo Debit · Converted auto
-$89.99
0% Fee

What Remlo does

Banking was built for banks.
Remlo is built for you.

Receive from Anywhere
Accept payments from abroad in any currency — converted automatically to stablecoins, settled in seconds. No SWIFT delays, no correspondent bank fees.
Spend Everywhere
Use your Remlo balance at any merchant — online or offline. Your crypto converts to local fiat at point of sale, invisibly, with zero markup.
Save Smarter with DeFi
Idle balances earn real yield via audited DeFi protocols — 4–8% APY on stablecoins. No lock-ins, withdraw anytime. Your bank gives you 0.01%.
Zero Hidden Fees
What you see is what you pay. No monthly maintenance, no FX markups, no surprise charges. Revenue comes from DeFi yields — not from squeezing users.
You Own Your Money
Non-custodial by design. Your keys, your funds. Remlo never holds your money — it just gives you the interface to move and grow it freely.
No Bank Account Required
Unbanked? Underbanked? Doesn't matter. All you need is a phone number and a wallet address. Remlo is your financial infrastructure from day one.
$0
Hidden fees, ever
<10s
Cross-border settlement
5–8%
APY on idle savings
180+
Countries supported
Early Access Open

Be first to use
money that works for you.

Founding users get zero-fee transfers for life, early DeFi yield bonuses, and direct input on the product roadmap.

You're on the founding list. Expect a personal note from us.

Founding access is limited to 500 users.